Before you can purchase your property most housing associations will insist that you undergo a financial assessment.
Housing associations are duty bound to assess that you are eligible to purchase the property and that you meet the Government affordability guidelines. It’s important to understand that the housing association rules around affordability are often stricter than that of a mortgage lender, and that an agreement in principle does not guarantee that you will be permitted to buy.
We conduct financial assessments on behalf of some of the biggest housing associations in the UK. If you’re buying through one of the companies we work with they’ll ask you to contact us to make an appointment. Before we meet we will conduct a short telephone interview to check that you meet the basic criteria, and to answer any questions you may have, assuming you’re happy to proceed we’ll arrange to meet you at either our London or Essex office.
As well as completing your financial assessment, we’ll provide details of our mortgage and protection services, keeping everything under one roof can save you a lot of time and hassle.
Click here to view our Financial Assessment Guide.
Click here to see a list of the housing associations we currently work with.